Updated employment figures of hiring jobs in Raleigh NC and the Triangle area surged to 17,500 new jobs lowering the unemployment rate to single digits in the most recent economic data. Raleigh continues to show signs of an improving economy. PRA International adds to the Triangle area’s clinical research industry and has doubled it’s staff in the last six months with over 400 employees. In the past week Toyota motors also announced it’s hiring another 250 employees.

Job growth is steadily improving even though we have seen some M & A activity with businesses and some having announced layoffs. It may be somewhat early to ring the bell that were well on our way to recovery but with the recent 35% uptick in Raleigh real estate sales early in 2012 it’s hard to ignore.

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Courtesy of the Jeff Dicks Real Estate Group

How to Find Your Raleigh NC Home Whether you are a first-time homebuyer or a seasoned expert, buying a home is a huge commitment in terms of time and money.  But, much more than that, the process of finding a home that perfectly fits your lifestyle should be fun.

Realtors know that buyers who get excited while looking for a home are more successful at finding the right home for their lifestyle and tend to enjoy the process almost as much as the realtors do.

Simplify the process of finding your next home in Raleigh by heeding these tips that will help you better enjoy the process of looking for a home and worry less about the nagging details that can derail the entire process.

Before You Start Looking… Sometimes potential buyers will decide that it is time to buy a new home when they drive past a for-sale sign in the lawn of a sparkling home in their neighborhood.  Perhaps this is the home of their dreams, but more likely it just makes them long for a change.

If and when this happens to you, take some time to consider what exactly you would include in your dream home if your choices and financial resources were unlimited.  Once you have put together this dream list, scratch off the items that you know are unrealistic.  Then make another list from the items that remain, grouping them into must-haves, would-likes and things it would be okay to have included.

Realtors’ experience shows that when such a list is created before beginning the actual home search, buyers do not have the opportunity to become enamored with a specific home that might not have everything that they are truly seeking.

Got Cash? Unless you can answer with a loud, confident “yes,” you need to research mortgage lenders, programs and interest rates well before beginning your home search.  Buyers who have determined ahead of time how much they are willing to spend, and how much they can borrow, are the most successful homebuyers.

Once you know how much money you can comfortably afford to put toward your mortgage payment each month, contact a lender to discuss the process of obtaining a pre-approval and loan commitment statement. 

Once you complete the application process and receive your pre-approval, ask the lender to make a loan commitment that will lock in your interest rate (usually as long as you purchase within 90 days) and provide proof of funding to a potential seller.

Realtors know that in most cases you will be unable to profit from your home significantly unless you are willing to make investments in it.  If you are purchasing a fixer-upper with the intention of making necessary repairs and upgrades and then selling the home for a much higher price, then you may indeed be able to make a profit…

Share the Wealth… …the wealth of information, that is.  By sharing your prioritized dream list with your realtor, you gain gaining access to all of his or her resources for matching you with potential homes.  Your realtor will be able to research many homes through a variety of different methods with the goal of finding one that suits your lifestyle perfectly.

Jump on the Highways… Yes, highways – and streets, roads, lanes, avenues, and boulevards, too!  You should drive through the area in which you would like to move in order to scope out potential homes for sale.  Getting a feel for the location, neighborhood, proximity to schools, and other factors will help you see first-hand what living in the area would mean to you.

And speaking of highways, now you can hop onto the information superhighway!  The internet is a fantastic tool that can help you find homes that meet your requirements from the comfort of your own home office.  You can access thousands of websites that list homes for sale, and you can also learn more about the area to which you plan to relocate.

Be Realistic… With housing costs are on the rise, some buyers choose to purchase homes in areas with appreciating property values in the hopes that within a few years they will be able to sell their home and generate a profit.

Realtors know that in most cases you will be unable to profit from your home significantly unless you are willing to make investments in it.  If you are purchasing a fixer-upper with the intention of making necessary repairs and upgrades and then selling the home for a much higher price, then you may indeed be able to make a profit.  However, if you do not intend to invest the necessary time and money in upgrading or renovating your new home, you should not expect a significant short-term increase in its value.

If you want to purchase a larger home than you might otherwise be able to afford through traditional lending, consider using a balloon or interest-only mortgage, but be aware that this is a risky proposition for buyers who are not prepared to make long-term sacrifices in order to satisfy their loan requirements.  Some buyers opt for this alternative financing in order to afford a home that is really beyond their grasp.  If this sounds like you, proceed with caution. Your realtor should provide the same advice. Even though your realtor earns income through commissions based on homes’ selling prices, it is his or her responsibility to look out for the client’s best interests.  You are no exception!

Consider the Value of Contingencies… When you are looking at homes that are attractive to you, realize that several other buyers may also be very interested in making an offer.  Therefore, you need to know ahead of time what you are willing to give up in terms of contractual agreements and obligations in order to make your offer as attractive as possible to the seller.

Your realtor can ask the listing agent whether the seller has obtained a pre-sale home inspection. If so, then you and your realtor can evaluate the legitimacy of the inspection report by researching the home inspector.  If the inspection seems accurate and the inspector is properly certified, then you might opt to waive the right to a home inspection.  You might also agree to allow the seller to remain in the home rent-free for a specific period of time after the closing. This is particularly useful when the seller is building a home or the closing is pending on his or her next home.

If you would like additional information about ways to improve your offer’s attractiveness to the seller, your realtor should be more than happy to share his or her knowledge and expertise with you.  Call to schedule a time to chat before you are ready to make an offer.

Good realtors pride themselves on being able to assist people like you in the process of buying and selling their home.  Years of experience have allowed them to understand what sells buyers on homes, and sellers on buyers.  Working together, your combined efforts should be enough to get you into the home of your dreams.

Most importantly, remember that the process of looking for your next home should be a fun and exciting time!  Being pre-approved for your mortgage and knowing exactly what you are looking for in a home make the process much smoother once you actually begin viewing homes.  Have fun and always remember that you can contact us at Jeff Dicks Real Estate with any questions or concerns that you might have related to any of the information presented in this article. Call us toll free 800-516-9507

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Rick’s Grape Skinny
March 2012
“Behold the rain which descends from heaven upon our vineyards, and which incorporates itself with the grapes, to be changed into wine; a constant proof that God loves us, and loves to see us happy.” Benjamin Franklin

American Grand Cru Society
What a Grand Idea!

Every now and again, we all stumble upon something in the wonderful world of wine that not only piques our interest…but makes us say, “Wow…what a great idea. Wish I’d thought of that!” Well, the American Grand Cru Society is just such an idea – and though it’s not my idea, I I am no less excited to have become a member during its formative stages…and I look forward to helping the AGCS achieve its noble goals.

Founded by long time wine aficionado and professional wine consultant, Greg Poirier, the not-for-profit AGCS was principally conceived from the depths of Greg’s wine-related passion and his drive to better serve all who might buy or produce wine in America. Having become a Certified Sommelier in 1995 (through the renowned Court of Master Sommeliers), Greg also owns and operates a travel and wine education business, Wine Guy Tours, that offers tailored, instructional travel and training experiences to the world’s major wine regions. http://www.wineguytours.com/ Greg also earned an MBA from the acclaimed School of Business in Bordeaux, France this past year! And oh by the way, when Greg isn’t engaged in his wine related passions, he also holds a full time job!

At the risk of putting words in Founder Greg’s mouth, it’s at least my sensing that the AGCS was born in large part from the universal knowledge that the best wines are made in the vineyards…and that through identifying America’s best vineyards…we might also derive an evolving list of America’s best wines and wine producers. To be sure, the concept of identifying and classifying the best vineyards and the best terroir for growing grapes is not new, and indeed the “Grand Cru” terminology is taken from the highly regulated French system of categorizing and classifying their wines.

There’s certainly no reason to try and replicate the complex French approach, but as US wine consumption grows and marketing techniques and approaches become more clever and aggressive, it is important, I think, to do all we can to protect consumers through achieving and ensuring common usage and understanding of key wine terms…especially those that are used to market and promote wine consumption. Among those terms are Grand Cru and American Grand Cru – especially when referring to and inferring something about American vineyards.

With that thought in mind, Greg registered the terminology American Grand Cru® with the US Patent and Trade Office. As a result, only the AGCS now has the legal basis and authority to designate Grand Cru and American Grand Cru Vineyards — and to authorize the use of that terminology on labels and marketing materials. To date, only two vineyards have earned American Grand Cru status — Napa Valley’s famed Robert Mondavi Kalon Vineyard and the equally regarded Pisoni Vineyard in the Santa Lucia Highlands. Isn’t it also about time we recognized those who grow the grapes and who farm and provide stewardship of some of our nation’s best and most precious terroir!?

This is an endeavour whose time has come and whose merits will benefit consumers, growers, winemakers, producers, and the entire industry of wine professionals in and outside of America. Now in its infancy, I hope you will consider joining the AGCS and become a part of helping it grow, prosper and bear fruit. Prosit!
http://www.americangrandcrusociety.com/

Toast of the Month
“May the strength of God pilot us, may the wisdom of God instruct us, may the hand of God protect us, and may the word of God direct us.” St. Patrick

The Monthly Cluster!
Red
Carménère (Chile’s Signature Grape)
Viña Maquis 2009 Deep, Dark and Delicious!
(Colchagua Valley, Chile)/$12-$14 – For nearly 60 years, the Hurtado family grew some of Chile’s best grapes and sold them to some of Chile’s finest wineries. Twelve years ago however, under the visionary leadership of Ricardo Hurtado, the family decided to make its own wines…an endeavor that took years of dedicated hard work. So in 2002, with a new state-of-the-art winery, the help of Xavier Choné overseeing the vineyards and the magic of Chief Winemaker, Juan Jofré, this 100% Carmenere brilliantly showcases the Hurtados’ extraordinary success. Key to making this classically expressive wine was aging only half of the wine in second and third use French oak barristas for a year…an approach that yields a fruit-forward and mouth watering wine! http://www.vinamaquis.com/

Red Blend
Toro de Piedra 2009 Carménère – Cabernet
Rich, Succulent and Smooth as Silk!
(Maule Valley, Chile)/$11-$13 – From the prestigious Viña Requingua family and their Puerto Viejo portfolio of wines, this scrumptious blend of 60% Carménère and 40% Cabernet Sauvignon is nothing short of superb. Aged for a full year in an unspecified apportionment of new French and American oak, the result is a highly aromatic wine whose delight lasts and lingers for several lip-smacking minutes. Reminiscent of Left Bank Bordeaux blends of a hundred or so years ago, one can only imagine and wonder how this splendid blend might stack up against its more ancient French ancestors. For what it’s worth, I’d stand this up against many contemporary Bordeaux blends! And lest there be doubt, this wine is a great value! http://www.requingua.cl/english/index.php

Domaine Houchart 2007 Cotes de Provence
(Provence, France)/$11-13 – From one of France’s most venerable and prolific wine producers, the Quiot family, this exceptional red blend is indeed a taste of the South of France! La Famille Quiot has been making wine since 1748…and for all those years, they have uniquely specialized in making wines from the Rhone and Provence Regions. All to say that they know what they’re doing…and each of us has the good fortune of being able to benefit from their exceptional winemaking prowess. The 2007 Rouge is comprised of mostly Grenache, Carignan, Syrah, and Cabernet Sauvignon and it was aged-to-taste — in new oak for 10 to 12 months. The finished product is a splendid medium-bodied quaff that is soft and fruit-forward. It’s also among the most versatile wines you’ll ever find.
http://www.famillequiot.com/

White
Cortese
SANT’ EVASIO 2010 Gavi di Gavi
(Gavi DOCG — Piemonte, Italy)/$15-$17
Cantina Sant’ Evasio was born from the ruins of World War II. With nothing much more than a destroyed chapel and fallowed vines to be found, Carlo and Anna Lacqua bought the land 50 years ago and began making wine for their friends. Over the span of many years, Carlo’s winemaking knowledge, skill and passion grew and today…aided by son Pier and daughter Andrea…the Lacqua family is not only making astonishingly excellent and notable wines…but wines that leave warm fuzzies and indelible memories! Off-dry, floral and impactful, this sinfully delicious Gavi di Gavi expression is one of the best I’ve tasted…and all for a price point that’s a rare find indeed.
http://www.santevasiovini.com/

Wake County Realtors need to pay attention to the new choice-based student assignment plan and how it may affect a homebuyers decision. The new plan goes into effect in 2012 and does away with automatic assignments to a specific school based on home address. Application’s begin Jan 17th/12 and the second round March 19th/12 for new arrivals, those who forget to apply and whom are not happy with their first assignment.  After April 9th/12 walk-in registration will be taken. Those relocating to the Wake County area of North Carolina should go to the Wake County Public School website for further details about the new plan.

If your relocating to Wake County and searching for Raleigh Real estate, or
Wake Forest Homes. Please contact us at Jeff Dicks Real Estate– Keller Williams

The Wake Forest Board of Commissioners has approved a smoking ban in all Town parks and greenways, except in specifically designated areas.

The board adopted the ordinance last month during it sregular monthly meeting, joining a growing number of communities that have forbidden smoking in public parks. The smoking ban is designed to help reduce curb exposure to secondhand smoke and reduce litter.

The ban takes place immediately and includes a possible $50 fine. Signage will be posted throughout the Town’s parks and greenways informing visitors of the new ordinance.

Enforcement will take the form of requesting voluntary compliance. However, if a smoker does not extinguish a smoking product, park staff will remind them of the new policy and could request exiting the property if they choose to continue smoking. For more information about the smoking ban, contact Parks and Recreation Director Ruben Wall at 919-435-9561.

Courtesy of Jeff Dicks Real Estate

Wake Forest Homes For Sale

Heritage Wake Forest Homes

Heritage Wake Forest is continuing its winning ways early into 2011. To date Heritage has put over 77 new homes under contract. This a far contrast from 2010 where the market was sluggish. Hammers and saws are a frequent sound and sight. To the custom builders team in Heritage this a welcome sound. With the latest release in Heritage Valley public excitement is abound with the surrounding area and the continued commitment from the developer to allow for plenty of green space, walking trails and more the community will continue to prosper.

Heritage Wake Forest Homes is a great place to start your search in the Triangle area of North Carolina. Heritage Wake Forest NC is a great location for those relocating to North Carolina and locals alike. For further information on Heritage or other community please contact

Jeff Dicks of Keller Williams Realty at 919-793-4730 or visit Heritage Wake Forest Homes