Ricks Grape Skinny Heritage Wake Forest June 2012

Wednesday, June 13th, 2012

Greetings Dear Enthusiasts and Aficionados!

Here’s hoping that each and every one of you have discovered a new favorite wine this past month…and if you haven’t…it would be my guess that you’re just not trying hard enough!  And trust me…I know how challenging it can be to scout out and find a new wine that makes you say Wow! There’s a lot of time and effort involved…not to mention the fact that more than a few shekels are required!  
It’s a cinch that delicious bottles of wines are not going to magically appear at your door…but guess what…for a good number of you…I might have the next best thing.  And before you ask, the answer is NO…I’m not talking about one of those wine clubs where discounters try and hoist a bunch of wine that can’t be sold otherwise!   I’m talking about an organization that is exclusively dedicated to expanding its members’ knowledge and appreciation of wine.  I’m talking about the American Wine Society…a union of enthusiasts who are all committed to learning more and more about all things wine.
This month’s Skinny is focused on this wonderful wine education organization…and given its presence in 45 states…there’s at least the possibility that there’s a chapter located near enough to you that you just might be able to consider joining and participating.  Take a gander and if it seems like something that could help you stay out of trouble, then by all means, give it a go.  For those of you who live in my neck of the woods, there are a few of us who’ve gotten together and who are forming a new North Wake Chapter of American Wine Society…and our inaugural organizing event and Open House is being held this Sunday, June 3d, from 3 to 5 PM in Cellar 275 in Wake Forest.  We’re very privileged to have the National President of AWS, Jane Duralia, and Alex Ancuta, one of our Regional Vice Presidents,as our honored guests and keynote speakers…so we are really feeling special!  The tasting fee is $10 per person.
If you miss the opportunity to attend this event…but would like to be informed of future North Wake AWS chapter events…please let the chapter leadership know by dropping us an email at northwakeaws@gmail.com — and we’ll be happy to add you to our Distribution List.
For those who live outside of my area, take a look at the American Wine Society Website and see if there might be an AWS chapter near you — http://www.americanwinesociety.org/  And if there’s not a chapter that’s close enough to join…but it sounds like something in which you’d enjoy participating…consider starting a new chapter!  The AWS website has all the particulars on how to get one started…and you’ll get all the help and support you need from the AWS national staff!  Oh…and just so you know…you do not have to be a eno-geek or have a thousand bottle cellar to be a member of AWS.  In fact…quite the opposite is true…for AWS is mostly comprised of regular people like you and me who just love their wine and who love expanding their knowledge of all things wine.
OK…that’s it for this month…except to say…Don’t Forget Flag DayJune 14th.  Dust off Old Glory…and let her fly!  Oh…and so all of you may all stay up there with our nation’s most informed…here’s a link to the history of Flag Day — http://www.usflag.org/flag.day.html
Godspeed and Blessings
Rick Davis

Rick’s Grape Skinny

 

                       

 

June 2012

 

“Wine rejoices the heart of man,

 

And joy is the mother of all virtues.”

 

Johann Wolfgang von Goethe, 1771

 

 

 

American Wine Society

 

Join & Learn a Bunch!

 

If I’ve heard folks offer these sentiments once, I’ve heard it a thousand times — “Boy, do I wish I knew more about wine!” “I am totally confused and overwhelmed every time I look at a Wine List or go to buy wines…even in a grocery store!” “I just wish I could find a wine that didn’t make me pucker up!” “I only drink one old standby because I hate the process of going out and trying to find new wines that I might like.”  “I would buy more wine, but I need to try them first.” “Every time I go out to buy wine, I see dozens of new choices, and that just confuses me to no end!” “I’d love to learn how to enjoy and appreciate wine.” Hold those thoughts dear wineau wannabes…for boy do I have the answer for your all-too-common concerns!  The American Wine Society!

 

The American Wine Society was founded nearly

45 years ago by people just like “us”…folks who enjoy wine and who are also interested in learning about all aspects of wine.  Dedicated to promoting the appreciation of wine through education, the American Wine Society is formally organized as a consumer-oriented “non-profit” educational organization.  Imagine that, going to classes where it’s perfectly OK to drink wine!

 

Founded in part by Finger Lakes wine legend, Dr. Konstantin Frank…who also founded and owns the widely acclaimed Vinifera Vineyards of Hammondsport, New York…AWS has grown from two hundred or so like-minded growers, vintners, retailers, and enthusiasts to a burgeoning union of more than 4000 wine lovers in 45 states.  With 120 + chapters across the country, there is quite likely an AWS chapter near you that you could consider joining.   

 

So Why Join AWS?

You know…somehow I just knew you were going to ask that!  So let me get on with the merits of membership.  First and foremost, AWS is the nation’s largest consumer-based wine education organization…and it is organized and operated in a manner that perpetuates its educational focus.   AWS is not a business or social networking organization…and…it is not a drinking club!  Conversely, AWS is an alliance of wine enthusiasts which is dedicated to identifying and fulfilling the evolving wine related interests of those who share a desire to expand their knowledge and appreciation of wine.  Most chapters host a monthly educational event and tasting – the topics and wines for which are determined by chapter members.

 

Not that you might need any more reasons to join…but there is the Annual Conference (in Portland, Oregon this November), the AWS Journal and News, the hugely popular AWS Certified Wine Judge Program, the AWS Wine School, amateur winemaking materials, annual competitions for both amateur and commercial wines, the AWS Education Foundation that awards college level research scholarships, the National Tasting Project, discounts for wineries and professional services, professional memberships, sponsorships and advertising opportunities…and…a new and improved  feature-rich AWS website! 

 

Oh…and it goes without saying that AWS members get to hang out with some of the world’s nicest people, they get to learn more about wine and to taste more wines than 99% of the rest of the world…and within just a few months of joining…members no longer have anxiety attacks and tremble with fear when they go into a wine shop or start reading a 10 page Wine List!  Best of all…in no time, members will be able to tell those pushy, know-it-all retailers what they can do with those bottles of plonk they try to pour down our throats!  Hey, I’ll toast to that!  So where do you sign up? Glad you asked!

 

Here’s the link to the AWS website — http://www.americanwinesociety.org/ and don’t hesitate to call Diane Chappell, the AWS Member Services Manager if you have any questions!   She is the best!  888-297-9070

   Toast of the Month  

 

 

 

“To the grandest nation earth can boast;
I love each state from coast to coast;
I love thee for thy freedom most;
My Country ‘Tis of Thee I toast!”

 

 (Fred Emerson Brooks)

 

 

 

Don’t Forget Flag Day !

 

June14 th !

 

 

The Monthly Cluster!

Reds

Grignolino  

Le Nocche    2010   Grignolino d’Asti

Light, Elegant and Floral…it’s Bottled Heaven!

(Piemonte Region Italy – Asti DOC)…$16-$20

Wow…what an incredible and irresistible expression of this rarely seen varietal from northern Italy’s famed Piemonte Region. Known more for its big bad brothers, Barolo and Barbaresco, Piemonte is also notorious for hiding and holding onto a number of its stellar siblings…one of which is this exquisitely shy and delicate damsel of delight, Grignolino (Green-yo-leen-oh)! The widely acclaimed artisans from Vinchio-Vaglio Serra have kindly seen fit to grace our shores with this darling of a wine…and believe you me, she’s destined to steal a lot of hearts!  With a crystal clear and intriguingly distinctive burnt crimson color, its delicate dry nature is beautifully enhanced by an evolving palate of aromatics and flavors that ranges from strawberries and tart Bing cherries to allspice and vanilla. In brief, it’s nothing short of bliss in a bottle and it makes a perfect date for cheeses, pâtés and cured meats…as well as fare that might feature veal, pork or fowl!  This is a versatile wine whose concurrently fruity and floral nature is as distinctive as it is delicious. www.vinchio.com/newsite/eng/home.php

 

Pinot Noir

Acacia Carneros  2009  Fruit-forward, Rich & Excellent!  (Carneros Appellation – Napa, CA)/$16-$22 – This wonderfully luscious wine from the “heartbreak grape” is in a class with considerably more expensive Pinot Noirs…and it’s as elegant and supple as they come.  Winemaker Matthew Glynn crafted this beautifully structured wine from 100% Pinot Noir grapes – 90% of which were taken from vineyards in the Acacia Estate and the balance from nearby and highly controlled vines.  Aged in a combination of 70% French and Hungarian oak (30% new) for only 7 months – the fruit from this vintage is an exceptional expression and it’s a marvelous and wonderful example of perfecting a wine from the fickle and very hard-to-tame Pinot Noir grape. www.acaciavineyard.com

 

Red Blend

Hedges CMS  2009    Chewy, Fruity & Awesome!

(Columbia Valley – Benton City, WA)/$15-$18 – This fantastic blend of 45% Merlot, 39% Cabernet Sauvignon and 19% Syrah is probably the single best Washington State red blends  under $20 I’ve  tasted in a good long while.  To boot, if this incredibly rich and silky smooth delicacy is a harbinger of things to come from the Pacific Northwest, then California better look out!  Its definitive richness is achieved through “minimal intervention and filtering” – a winemaking approach characterized by allowing Mother Nature to work her magic.  For under $20, it’s a bargain bonanza of taste…and it’s worth hunting down!

www.hedgescellars.com/

 

Rosés

Frias Rosé  2009 Fresh, Crisp, Fruity, & Fun!

(Spring Mountain District – Napa,  CA)/$12-$17 Talk about a perfect wine to enjoy on a hot Spring afternoon…look no further!  Frias Family Vineyards Rosé is fruity, fun, fresh, & feisty…and it’s one of those “pinkies” that is likely to please even those “macho” palates!  The Frias family – and their head winemaker, Todd Heth, have applied the enviable amount of talent and creativity in crafting a truly superb Rosé.  With the kind of care and attention to detail that is more often associated with the making of artisanal varietal wines, this light ruby jewel resulted from a careful blending of juices taken from red varietals across the harvest period. It was fermented at very low temperatures – an approach that serves to preserve and highlight its fruit-forward character – and it was then allowed to rest for 5 months in an unspecified combination of oak and stainless steel.  The result is a succulent and delicately floral in nature Rosé that is sure to become a favorite! www.friasfamilyvineyard.com/

Courtesy of Jeff Dicks Real Estate

Your Wake County Real Estate Resource

Canada Safe from U.S Visa Proposal

Wednesday, November 30th, 2011

“Even if it did win legislative approval – something that I don’t think will happen – I think it would have a negligible effect on the Canadian market in terms of attracting Chinese and other Asian property investors attracted to Vancouver and other Canadian markets,” Douglas Gray, author of The Canadian Snowbird Guide: Everything You Need to Know about Living Part-Time in the USA and Mexico.  “They are coming here instead of the U.S. for social and cultural reasons, and that won’t change.”

 

 

If a bi-partisan team of U.S. senators has its way, the American economy will see a significant increase in property investment coming from outside its recession-wary borders.

 

Last month, Senators Charles Schumer, D-N.Y., and Mike Lee, R-Utah, unveiled proposed changes to the country’s VISIT-USA Act, among them a measure to provide renewable three-year resident visas to foreign nationals who invest a minimum of $500,000 in residential real estate anywhere in the U.S.

 

That residency offer would extend to spouses and dependent children and is geared toward regenerating a housing market that has yet to recover from the 2007/8 housing collapse.

 

A host of conditions apply: of that half a million dollars in property, at least $250,000 must go toward a primary residence, although dwellings purchased for non-residential use can be rented out; the visa holder must also live in the primary residence for at least 180 days a year and pay U.S. income taxes on foreign earnings; all purchases must be made in cash; and all applicants would be subject to background checks.

 

That being said, Canadian snowbirds meeting the criteria would see their current six-month cap on stays in the U.S. removed. Proponents in Seattle – now struggling to grow its share of the Chinese investment now going to Vancouver – have also suggested the legislative changes would strengthen the city’s appeal.

 

That kind of diversion just isn’t going to happen, said Gray, among other successful property investors based in B.C. convinced Vancouver Asian-friendly approach and large community will keep it as the primary real estate market for Chinese investors.

 

Gray, also a lawyer and author of several other investment books, is just as convinced potential tax implications and the possibility of losing access to Canadian health care will also keep most snowbirds from relocating to the U.S.

“That isn’t going to happen,” he told CRE.

-Vernon Clement Jones

Courtesy Jeff Dicks Real Estate

How much financing can you afford

Sunday, May 22nd, 2011

Like it or not, there are a couple of guidelines bankers, and mortgage lenders use to determine how much loan you can afford.

One guideline is the Payment to Income Ratio. This guideline compares your income- or your total household income-to the amount of mortgage your considering.

To calculate the “payment” part of the formula, the lender will take the mortgage payment (principal & interest) and add it to Propeety Taxes and Insurance. Hence the term “PITI” (principal, interest, taxes and insurance).

Usually lenders will loan up to 28% of your total household income.

But before your home free, there’s something else you need to know..

It’s called the Debt to Income Ratio. Debt refers to ALL, the major monthly payments other than your mortgage (PITI). To arrive at this amount, the lender will consider…

Your car payment
Your credit card debt & payments.
Any IRS liens or payments due.
Any other payments and debts you have (boat, second home, etc)

Then they’ll compare your total debt to your ability to make current payments with your new home loan added into the equation.

Now here’s the “catch”. Each mortgage company sets diffferent limits on your Debt to Income Ratio, which it is critically important to find the right lender!

Don’t follow the “canned” financial advice like you see on TV. Most of the advice is “rule of thumb”, and designed for the lowest credit rating and the highest rates.

Think about this….

If you spend two or three days to find a loan that saves you $40,000 to $150,000 or more overs it’s term, your time is WELL WORTH SPENT! Doing a little homework on your own will literally save you thousands over the term of your loan.

If your in the market for a new or re-sale home in the Triangle area of North Carolina call us today at Jeff Dicks Real Estate – 919-793-4730

We look forward to putting our award-winning team to work for you

Search Raleigh, Wake Forest, Cary Homes

Selling Your Home in Today’s Economy Part 1

Thursday, March 3rd, 2011

 

The media today overwhelms us with some much data. Where is one to turn? What you don’t know about the housing market WILL hurt you…not the other way around.. It’s true; these trends may affect you differently, depending upon your situation. For example, if you have equity in your home, you’ll need to know what’s happening so you don’t lose it; but if you owe more money for your home than it’s worth or you’re facing foreclosure, you’ll need to understand these trends so you can avoid having the banks control your destiny.

So with that being said, let’s dig into whats going on in the housing market and learn how to avoid the dangerous trends that could keep your home from being sold. Everyone knows the housing market is in rough shape right? You know it, I know it, your neighbor knows it, and practically everybody else knows it, too.

Rather than ignoring what’s going on, lets study it and see how we can overcome some of the challenges it present. Don’t you agree, it’s better to take the proactive approach rather than be someone who sits around, ignores it and blames the economy for their home not selling?

Look for our second installment soon

Foreclosures still high in National Market

Wednesday, November 10th, 2010

Foreclosures in Raleigh

Recent data released showed that JP Morgan, Wells Fargo , and Bank of America had a combined market exposure of over $20 billion in various stages of foreclosure.

The lenders are simply in over capacity and are managing best they can since “foreclosuregate” hit the presses. How these companies will manage their assets will continue to be on the forefront as the rating agencies will continue to scrutinize these companies debts and balance sheets.

New loan applications continue to crawl and are adjusting due to seasonal demand in the housing markets. The good news for those whom are able to buy a new home are in good position to take advantage of the lower rates and lower housing prices.

The Triangle market of North Carolina has slowed and we continue to see some price reduction sellers. Some sellers still refuse to lower their price and will likely continue to see longer days on market or not sell at all. In the end we there are many opportunities for both buyers and sellers to navigate the current housing market.

Courtesy of Jeff Dicks Real Estate

New Homes in Cary, North Carolina

Friday, September 17th, 2010

It appears the economic recovery is in place in the Triangle area of North Carolina. August economic data was just released today. Although, were not bounding forward the improvements are an encouraging sign and is most likely to the diversity in employment opportunities in the area. Check out the August recap here

Our feature community of the week is Weston Place in Cary, NC. Weston Place is a community developed by Forever Homes. They have done a fabulous job listening to the consumer and have a great product starting in the 200’s.

If your planning on visiting the Triangle area soon, don’t forget the Parade of Homes 2010 runs for the first three weekends of October. Lots to see and lots to do.

Forever Homes

If you would like more information on this development or others in the Triangle area of North Carolina. Contact Jeff Dicks of of Keller Williams Realty

Relocation

Tuesday, June 15th, 2010

Relocating to the Triangle area? Wondering what the comparable cost of living is, schools, shopping and more. Go no further ! Register for the Free Community Report.

Community Reports

Brought to you by Jeff Dicks & Marc Iafrate of the Capital City Real Estate Group

Foreclosure & Short Sale News

Friday, June 11th, 2010

June Real Estate News

For many the market continues to be challenging. This video is informative and may aid you or those you may know of.

Brought to be Jeff Dicks & Marc Iafrate of
The Capital City Real Estate Group

Sports Car Driving, architect to sell Wyngate hideaway

Thursday, May 27th, 2010

Southwestern Style with wood burning fireplace

9109 Willow Valley Court, Raleigh NC Private Setting in cul-de sac includes a stocked pond a few short steps away

If your a ready to act buyer your anticipation is about to surge into overdrive. Welcome to 9109 Willow Valley Court, Raleigh, NC. At last a home the hits the jackpot on all the key ingredients. The location is prime, the design is dazzling and the home is shrouded in privacy.

The current homeowner recently updated the kitchen, including a unique tile backsplash. This home resonates fun with the large walkout deck for those intimate evenings or entertaining friends. The large open family room has high ceilings and a southwestern splash of color on the feature wall with a real wood-burning fireplace.

With three bedrooms, a sitting area, loft and separate exercise room this
2755 sq/ft home screams live here. With a list price of $310,000 you’ll race to get your pocketbook.

How to See This Home: The home can be shown by appointment only with at least a 24-hour notice. To see, call your agent.

Please, serious inquiries only.

The sellers are represented by
Jeff Dicks at 919-793-4730 of Keller Williams Realty
If you would like to tell a friend about this home, all of these details—plus a site plan and additional photo¬graphs are on the web at
www.JeffDicks.com

Triangle Realtors form Strategic Alliance

Friday, May 21st, 2010

Capital City Real Estate Group

“When the going gets tough the tough get going” so goes the old saying. Two local real estate agents in the Raleigh area recently joined forces to tackle the Triangle residential market. Jeff Dicks & Marc Iafrate have formed the Capital City Real Estate Group with Keller Williams Realty.

Jeff & Marc were having a coffee and one of their favorite pitstops and started to discuss the current state of affairs in the local real estate environment. Both soon realized that they were both experiencing the same challenges and further they were like minded in their approach to the business.

” It was really uncanny how are systems and approach to excellent customer service were so similiar.” Dicks says. ” The further we talked we realized immediately we needed to join forces said Iafrate.” By merging we created an economic balance within our own business and the opportunity to grow.”

The two powerhouses have joined Keller Williams Realty and already are experiencing an excellent transition.

“Many agents have experienced an extremely challenging past couple of years and those who focus on building their client relationships and providing ancillary service’s can expect to grow their market share. With our partership with Keller Williams Realty, the Capital City Real Estate Group is moving on up said Dicks”

Jeff can be reached directly @ 919-793-4730 or e-mail Jeff@jeffdicks.com
Marc can reached directly @ 919-314-7797 or Marc@marciafrate.com